IOU Review: A double-take on common debts
Instead of ignorant avoidance, it pays to face up to debt and understand the positive and negative sides of various debt types.
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Labor Day, aka "Retail Celebration Day"
Most people can agree that holidays are awesome, and Labor Day is no exception. It's a long weekend; you get to hang out with friends and family, savor the last barbeque of the summer, and play in the...
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Sail Away To Layaway Bay
Back to school.The phrase conjures up images of freshly waxed hallways, starched jeans, and plastic shopping bags full of supplies.
View ArticleStudent Life: Moving your money
This is part two of my three-part Student Life blog series. (Part one)When heading off to college, don't forget to move your money out too. Most financial institutions offer student checking, savings,...
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Fees, Schmees
New rules will go into effect Monday that will make it harder for credit card companies to pull one over on you.
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Five Ways To Start Building Credit
Once you turn 18 you should start thinking about how your credit can affect you and almost every important financial move you’ll make, including buying a home or renting an apartment. Simply making a...
View ArticleGetting CARDed
The Credit Card Accountability, Responsibility and Disclosure (CARD) Act, passed by Congress in 2009, bans harmful credit card practices and requires card companies to explain terms and conditions in...
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Business Credit Cards On Their Own
In case you haven't heard, the new CARD Act passed by Congress in 2009 has pushed through several much-needed changes to consumer credit card policies. It forces issuers to give proper notice for rate...
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Another Nail In Cash's Coffin
At this year's Fall DEMO--a tech conference held in Silicon Valley--Dynamics, Inc. took home first prize and the People's Choice Award, the latter netting them $1 million. Their winning product?
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Debt Is Everywhere. How Will You Avoid/Get Rid Of It?
It beckons from darkened corner stores: "Come in, come in…buy designer jeans."It calls from beneath polished hoods: "Yes…you need this new car."And just when you think you're safe--it strikes! Even...
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Counterintuitive CARD Act
Remember the CARD Act of 2009? It set in motion a lot of different rules intended to protect consumers like you and me. One of these changes was to add more information to our credit card bills,...
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Is Waiting To Invest Wise?
Wisebread recently posted a blog that suggested an unpopular idea: Maybe it's not imperative that you start investing for retirement just yet. At least not right now.
View ArticleClimbing Scores & Dropping Cards
Should you pay off credit cards every month and are gift card exchanges safe?
View ArticleTailor-Made Credit: Finding a card that fits
The key to choosing a credit card is finding the right fit, so before you settle on a card to call your own, prepare to compare.
View ArticleIn The Clutches Of Credit: Is credit the monster everyone fears?
Despite high debt, the question remains whether or not credit is a bad thing.
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Credit Boosters: Improving your score is easier than you think
Knowing the components that make up a credit score is one thing but actually understanding the specific activities that impact each component is the only way you'll improve your score.Payment history:...
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How I Faced My Fear Of Credit Cards
I love my debit card – everything about it. Between the comfort it provides me to its ability of keeping my spending in check, there is nothing not to love. As I entered the real world, however, I was...
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The Psychology of Debt
Getting a credit card has become a rite of passage for many young Americans. Whether it's acquired in high school or college, a credit card is a way to monitor extra spending as well as a tool for...
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